Risk Management Strategies LLC
Testimonials WERMC  
"In my experience with three different districts, investments I have made in attention to safety have paid off every time with dramatically lower worker comp costs, and that's only the tip of the iceberg in savings. When you consider lost time, personal pain and suffering, replacement and retraining of personnel, and morale issues, the cost of ignoring safety become very large. I highly recommend the services of RMS in this endeavor, and have found RMS to be highly professional, knowledgeable and on-target in what districts need today to deal with risk management. Ms. Johnson provides a service to her clients that is worth its weight in gold!"

- Greendale S.D., Erin Gauthier-Green
 

The Wisconsin Educators Risk Management Cooperative (WERMC) is a 66.0301 formed by districts in 2011 to purchase liability and Workers’ Compensation insurance, collectively. WERMC members' insurance is not "pooled" which can create adverse selection. Each member is underwritten individually to ensure favorable results. The service "platforms" from the Workers’ Compensation insurance company and agent, plus the liability insurance carrier are exceptional and help to reduce costs. Workers’ Compensation dividends are very competitive with the long-term goals of the reduction of accidents, Experience Mods, and premiums through a variety of specialized services and risk management best practices.

Kathy Johnson is the independent consultant who assisted the districts in forming the 66.0301 and who continues to provide independent consulting services to members. As an independent consultant, she does not represent carriers or sell any insurance programs that could influence her recommendations for insurance coverages.

The services that she provides to WERMC members are available to any district, whether in WERMC or not, and they are outlined in the Services section of this website.

If you have any questions regarding WERMC membership and its benefits, you may visit the WERMC web site at www.wermc.org. You may also contact Kathy at (608) 663-9032 or by E-Mail.


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